Showing posts with label budget. Show all posts
Showing posts with label budget. Show all posts

Monday, November 17, 2014

Newly Wed Tip #5 - Don't NOT talk about it

Newly Wed Tip #5 - Don't NOT talk about it.
 
 
 
Being married is tough and the one thing most people, especially newly weds don't like to talk about is money and a budget! Most people are scared of money and afraid to see what they spend their money on and then don't want to hear they have to cut back.
 
 
Being a Newly Wed and talking about this is TOUGH!!! Why? Because you have 2 single people, that are use to THEIR own money and spending it how they WANT to. Not sharing it, not worrying about the other person and how much they need together to cover bills, food, rent, etc. So when you get married and combine everything, especially the money, it can be a bit scary and uneasy.
 
 
Whatever you do, don't NOT talk about it. Yes you might end up fighting and yes it might get heated but do it now. Do it in the first months of your marriage, because if you don't, then money will get between your marriage and it could end up ruining it. Knowing what you both make and where you spend your money is the best thing for your marriage, especially if you want to start trying to have kids or save to buy something new. Doing a budget sheet will show you where your money is going and where you can cut back on and what things you REFUSE to cut back on.
 
For example, Rich and I did this Friday night. It was stressful but it allowed us to see where we were spending our money and where we can cut back on. We both agreed that no matter what, the 2 things we refuse to take out of our lives and budget is Shakeology and Chiropractic Care. He said he was going to cut back on Dunkin Donuts on the weekends, and we said that we would limit going out to eat 1-2 a month instead of 1 night every weekend. I said I would not buy any more workout clothes until mine are all used and old and I will limit the Professional Development books I buy / meaning I wont buy any new ones until I finish all the ones I have.
 
 
So no matter what, Today plan a time to sit down with your spouse and write up a budget plan. We used the one above from a game that we have. You can find them online or just use a piece of paper to write down exactly where your money is going each month. Yes, this will be stressful, but it will be worth it in the end and it will honestly save your marriage in the future. Just make sure you are open and honest with each other. 

Tuesday, September 30, 2014

FREE GROUPS

 
October is the BEST month of the year! Why? Not just because its my birthday month but because I am offering not 1 but 2 FREE challenge groups!! There is no fee, they are 100% FREE so take advantage of them and join both groups!!
 
What are the challenges?
1. Legging Lunge Challenge - this  free group is all about getting your legs and butt ready to rock those amazing leggings you saw in the store and bought!! I mean seriously, who doesn't love to put a cute pair of leggings, look in the mirror and feel good about themselves? I know I do!! This group will have a TON of support and encouragement to help you look and feel amazing and confident in those cute leggings, jeggings, and skinny jeans by Halloween!
 
2. Budget Challenge - this group is al about showing you ways to budget for a debt free, cash only way of life! This group will open your eyes to ways you can make small sacrifices that will have a huge impact on your journey to financial freedom!! This is my number one goal come this year and I can't wait to learn how to become financially free and learn how to save money here and there. This group will start Oct 1 and end Oct 31. 31 days of learning how to budget!!!
 
See October is the best month. You will get the legs and butt you want for those leggings AND you can learn to budget your money or maybe learn to budget it a little better if you already budget yourself.
 
If you want in one or both of these FREE groups, head over to my facebook page - Jaissa Gerity Yahner and add me as a friend! I will then add you to both groups or the one that you want to be added to. Also if you have a friend that could be interested in joining, just tag them below! Spread the word about how AMAZING October is going to be!!!