Showing posts with label debt. Show all posts
Showing posts with label debt. Show all posts

Wednesday, January 28, 2015

2015 Goal Board


Do you make new years resolutions? Do you make goal boards? Do you stick with any of it? Do you reflect on it after 1 month, 3 months, 6 months, 9 months? Are you a go getter?

I have never once made a goal board or set any big goals for me before I started coaching. I just lived life and continued to teach and never dreamed big!

Well not any more!! I have big goals with my Business and I KNOW I am going to make them happen. How do I KNOW this? Because I truly believe in the products I work with. I know that Beachbody is an amazing company that is going to continue to grow and expand and I am so lucky to be a part of this organization.

So what are some of my goals? Some of them may look small to you but they are all big goals for me.

Goal 1 - read 24 PERSONAL DEVELOPMENT books this year. That is 2 per month. I never liked to read, let a long PD books before I joined Beachbody. Now its the only thing I read. Also I am a slower reader, so I am working on reading faster and longer so I can make this goal happen.

Goal 2 - Add 4 people a month to TEAM FEARLESS DREAMERS - I want to help people with their health, fitness and financial goals. Even if they just want to be a preferred customer and receive just a discount on their products. I want them to join my team.

Goal 3 - I started my personal training certification in July of 2013, however, life has happened and I made excuses of why I couldn't do it yet. My goal is to work on it daily and be certified by July 2015.

Goal 4 - Become a Success Club Legend. Why this goal? Its not for the legend name but to know that for 2 years I have helped at least 3 people a month start their health and fitness journey! I want to help others love themselves and feel good about themselves. I want people to live longer and enjoy life. So each month I goal is to help just 3 people.

Goal 5 - I want to be CREDIT CARD DEBT free. I was able to pay my credit card off last year and now I want to pay off my husbands by the end of this year. Yes we will still have student loans but I want to be CC Debt free by the end of this year

Goal 6 - Goes a long with 5 to be credit card debt free, I need to make $1,500 a week. This will allow us to pay all the bills we have, put money away to invest, and to pay off more than we the average with the credit card bill.

Goal 7 - Be 6 Star Diamond by Summit which is Mid July - This is not a goal for me so that I can rank advance, but it is a goal for my coaches. I want to know that I have helped at least 6 of my personally sponsored coaches reach Diamond and advance their business to the next level and continue to reach their goals financially!

These goals might not seem like much, but for the first time in my life, I am pushing myself WAY out of my comfort zone, setting HIGH goals for me and looking forward to seeing where this year takes me!

So will you set goals for yourself this year? Will you check in on those goals each month, every 3? Don't make goals and walk away from them. Make sure you check in with them on monthly / bimonthly so you know how you are doing and what you need to change or what you need to keep doing.

Thursday, November 13, 2014

TBT - Credit Card Debt


 
A year and a half ago I was struggling!  I was struggling personally and financially. I remember sitting down with Rich bawling my eyes out because I was sinking! I was 29 years old and living pay check to pay check and hating my job. I thought by now I wouldn’t have to live this way but I was wrong. I also just got engaged and things were starting to become real, especially with all the debt I wanted to pay off before getting married. I was in search of a new job and had an interview at Mt Lebanon School district for an autistic support teacher position. We had not even been engaged for a month, but we're already talking about living apart from each other so I could earn more money and pay off my debt before the wedding. I was miserable! I hated the thought of living apart and away from him just to make money and pay off my credit card (over $6000).


2 months later still in debt, the Beachbody Coaching opportunity came knocking. I didn’t have the money to spend on a program let alone shakeology and then on top of that the thought of coaching.  BUTI loved working out and researching how to live a healthy life. I wanted to help others and give them the knowledge that I had learned and was so passionate about, but once again, I didn’t have the money! I didn’t want to put it on my credit card and I really didn’t have it in my checking account. BUT I jumped. I don’t know why I did it, but there was something telling me that this was my next move, that this is what is going to make me happy and get me to the goals I want! So I did it. I bought a program and signed up to become a Beachbody coach. Was I scared? HECK YES!!! Was I worried that I wasn’t going to get out of debt by doing this? YES!! But I did it anyway and never looked back. And......

GUESS WHAT?!?!

Today I was able to pay off my credit card!! How? Thanks to Beachbody! A year and half ago I transferred my credit card amount to a new card with 0% interest for 18 months. However at first I was paying the minimum on the credit card and stressing because I didn't think I would be able to pay it off in 18 months! Well 3 months into paying my credit card Beachbody entered my life! Thanks to Beachbody, today I was able to pay the final amount on it! Beachbody gave me the opportunity to make enough extra money to pay the amount I needed to pay to get my card paid off, no I didn’t pay it off before getting married but I did it! I paid it off today!!
 
I am so excited and can't wait to see what else I can do, with helping others. My goal is to help my coaches achieve the same thing. To get out of debt, to feel free, and to enjoy life without the worries of a credit card. Am I there yet? No but I sure am on my way!!